The Habitat Model

habitat-homeownership-finalAt Habitat for Humanity, we do more than build houses. We partner with homebuyers, volunteers, donors, businesses and community organizations to transform lives and rebuild communities. Our partner families investment in sweat equity hours and attend classes so homeowners learn the skills needed to successfully own and maintain a home for the rest of their lives. These individual homeowners become part of a larger group that works to bring change and new life to communities. Through community planning and neighborhood engagement, Loudoun Habitat encourages the growth of healthy communities throughout Loudoun County.

Our homeownership program is based on three specific criteria:

  • the ability to pay
  • the need for decent housing
  • the willingness to partner

Houses are sold at an affordable, no-profit rate with no-interest mortgages to qualified homebuyers who earn 25% to 60% of the area median income. By investing volunteer hours (called sweat equity), partner families play an integral role in the building or rehabbing of Habitat homes.

The need for affordable housing and better communities is real and the impact of the Habitat model can be seen in neighborhoods throughout the United States. With the investment in their home, homebuyers improve their financial standing and provide stability for their family. As a result, children perform better in school, families feel safer, and neighborhoods improve.