Home Ownership Program

Application Information

Donna quote for website@300x.png

Completed applications, with all supporting documentation, for the Loudoun Habitat for Humanity Home Ownership Program will be accepted May 1 - 31, 2019. 

Loudoun Habitat Home Ownership program applications will be available beginning May 1, 2019.

Participation in a Home Ownership Information Session is a requirement of submitting a completed application and a great way to learn about the Loudoun Habitat program.  Sessions will be held in May 2019. To sign up for Home Owner Program Alerts and be notified when sessions have been scheduled, please click here.

 
 

Please review the Home Ownership Program qualifications and process information on this website.  If you have specific questions after reviewing this information, please email our Homeowner Services Manager, Julie Steele via this link.

Qualifications

 
 
 
Home Ownership Qualification Graphic Horizontal@300x.png
 
 
Family Size Minimum Income Maximum Income
*May be lower depending upon funding source
1 $24,650 $49,314
2 $28,150 $56,316
3 $31,650 $63,318
4 $35,150 $70,320
5 $38,000 $76,022
6 $40,800 $81,623
7 $43,600 $87,225
8 $46,400 $92,826

Minimum & Maximum gross income limits are based on 30%-60% of Area Median Family Income (AMI) as set by HUD for the Washington DC Metropolitan Area FY2018.  *Maximum income amount is dependent upon federal funding sources for individual homes and may be lower than 60% AMI.

Other financial criteria that is considered when qualifying for Loudoun Habitat’s program:

  • Steady income for the past 12 months.

  • Reasonably good credit record with debts being addressed by timely payments or other special arrangements. Perfect credit is not required, we are looking for responsible applicants. Have not had a foreclosure or bankruptcy within two years.

Process

Click the image below to see more information about each phase in the process to homeownership.  The process from applicant to homeowner typically takes 12 to 24 months.