We are NOT currently accepting applications. Click here to receive Home Ownership Program Alerts.
Step 1: Home Buying Information Session
Anyone interested in the Loudoun Habitat for Humanity Home Ownership program may attend a Home Buying Information Session. This information session will:
- Preview Habitat homeowner program guidelines and homeowner requirements.
- Present a first time homebuyer self assessment.
- Provide suggestions for managing finances and credit
Classes are free but REGISTRATION IS REQUIRED. Email Julie Steele, Outreach Manager to register. (Childcare will be provided by request for children aged 4 and up). You will be notified of the class location once you have registered.
There are currently no sessions scheduled at this time. Click here to receive Home Ownership Program Alerts.
Step 2 - Application
During the open application process (typically twice per year), individuals interested in homeownership may apply. Applicants must live in Loudoun County, VA. Click here for a description of the program requirements. The application to homeownership process can take up to 18 months or longer.
Step 3 - Home Visit
Once an application has been processed and reviewed, a determination will be made as to an applicants financial eligibility. If financial eligibility requirements are met, a home visit will be scheduled.
Step 4 - Presentation to Loudoun Habitat Board of Directors
Following the home visit, if it is established that there is a demonstrated need, a willingness to partner with Loudoun Habitat and the ability to pay a mortgage, the application will be presented to the Loudoun Habitat for Humanity Board of Directors to make the final determination of partnership.
Step 5 - Partnership Begins
Once approved by the Board of Directors, applicants will be presented with a Home Buyer Agreement to sign. Once the Home Buyer Agreement is signed, applicants become future homeowners. Additionally, future homeowners will be given access to required homeonwer education classes that must be completed.
Step 6 - Sweat Equity Begins
Sweat equity can take many forms when working with Loudoun Habitat. It can mean construction work on a Loudoun Habitat home, working in the Loudoun Habitat ReStore, assisting with administrative duties, or countless other ways of helping out. Required homeowner educational classes also count as sweat equity.
Step 7 - Home Search and Selection
Loudoun Habitat works with future homeowners to select a home in Loudoun County that fits the size of the household.
Step 8 - Home Dedication and Closing
Once sweat equity requirements have been met, and all home building and/or home renovations have been completed, the future homeowners are presented the keys to their home during a special dedication ceremony. Following the dedication, a home loan is finalized at a settlement meeting and the family moves into their newly purchased home.