Prerequisite: Home Buying Information Session
Anyone interested in the Loudoun Habitat for Humanity Home Ownership program must attend a Home Buying Information Session. This information session will:
- Preview Habitat homeowner program guidelines and homeowner requirements.
- Present a first time homebuyer self assessment.
- Provide suggestions for managing finances and credit
Classes are free but REGISTRATION IS REQUIRED. Email Julie Steele, Outreach Manager to register. (Childcare will be provided by request for children aged 4 and up). All classes are held in the Loudoun Habitat for Humanity office located at 700 Fieldstone Drive, Suite 128, Leesburg, VA 20176.
- Registration is FULL for this session! Saturday, September 9 10:00 a.m. to 11:00 a.m.
- Registartion is FULL for this session! Saturday, November 4 10:00 a.m. to 11:00 a.m.
Step 1 - Application
Individuals who have attended an Information Session will be contacted by our office to apply. The Application to Homeownership process can take on average a year to 18 months or longer.
Step 2 - Home Visit
Once an application has been processed and reviewed, a determination will be made as to an applicants eligibility and if warranted, a home visit will be scheduled.
Step 3 - Presentation to Loudoun Habitat Board of Directors
Following the home visit, if it is established that there is a demonstrated need, a willingness to partner with Loudoun Habitat and the ability to pay a mortgage, the application will be presented to the Loudoun Habitat for Humanity Board of Directors to make the final determination of partnership.
Step 4 - Partnership Begins
Once approved by the Board of Directors, applicants will be presented with a Home Buyer Agreement to sign. Additionally, applicants will be given access to required homeonwer educational classes that must be completed.
Step 5 - Sweat Equity Begins
Sweat equity can take many forms when working with Loudoun Habitat. It can mean construction work on a Loudoun Habitat home, working in the Loudoun Habitat ReStore, assisting with administrative duties, or countless other ways of helping out. Required homeowner educational classes also count as sweat equity.
Step 6 - Home Search and Selection
Loudoun Habitat works with future homeowners to select a home in Loudoun County that fits the size of the household.
Step 7 - Home Dedication and Closing
Once sweat equity requirements have been met, and all home building and/or home renovations have been completed, the future homeowners are presented the keys to their home during a special dedication ceremony. Following the dedication, a home loan is finalized at a settlement meeting and the family moves into their newly purchased home.