Learning Center

Our Learning Center furthers our vision of a world where everyone has a decent place to live by educating all who are interested in learning more about home maintenance and financial literacy.

 
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Understanding Your Credit
Saturday, Jan. 26, 2019
10:00 a.m. - 11:30 a.m.
Sterling Library
22330 S. Sterling Blvd. A117
Sterling, VA 20164

Did you know that one of the easiest ways to boost your credit score is by properly managing your credit limit? Credit cards can be great financial tools, as long as you use them wisely. Knowing the facts about credit cards can help you avoid financial pitfalls. Too much credit card debt spills over into the rest of your financial life. By understanding how to read your credit report, what comprises it and how to monitor it, you’ll be better equipped to handle your finances overall. We’ll explore the great impacts of credit debt and how to avoid the pitfall. To register, click here.


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Homeownership vs. Renting
Thursday, Jan 31, 2019
6:30 p.m. - 8:00 p.m.
Loudoun Habitat for Humanity
700 Fieldstone Drive, Suite 128
Leesburg, VA 20176

Owning and renting each have their advantages, but what’s best for you depends on your circumstances. Before deciding whether to rent or buy, ask yourself what your budget is and if either choice would require you to stretch your finances. Housing costs are usually your biggest expense, so it’s easy to get overextended. Determine how much rent you can afford and discuss if renting or home ownership is the right decision for you. To register, click here.


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Creating a Budget and Smarter Spending
Saturday, Feb 9, 2019
6:30 p.m. - 8:00 p.m.
Rust Library
380 Old Waterford Rd. NW (Conf. Rm A)
Leesburg, VA 20176

Whether you are looking to create a personal budget spreadsheet or just get a better grasp on money management, start with some steps to get you in the right direction. Even if you don’t use a budget spreadsheet, you probably need some way of determining where your money is going each month. Creating a budget with a template can help you feel more in control of your finances and let you save money for your goals. The trick is to figure out a budget approach to track your finances that works for you! To register, click here.


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Saving Strategies
Saturday, Feb 23, 2019
10:00 a.m. - 11:30 a.m.
Gum Spring Library
24600 Millstream Drive (Mtg. Rm B)
Stone Ridge, VA 20105

Costs add up fast, and building your savings can seem like a pipe dream. But small changes now can yield big benefits later. There are basic steps to start making meaningful progress toward a brighter financial future. Sometimes the hardest thing about saving money is just getting started. We’ll discuss how to set and prioritize achievable financial goals and learn steps to get your savings started. To register, click here.