Looking to own a home?
At this time, applications to the Homeownership Program are not being accepted. Applications will begin being accepted October 2024. To receive a reminder email about the October 2024 open application cycle, please click the button below to sign up for the Homeownership Program alert.
Please review the Homeownership Program qualifications and process information on this website. If you have specific questions after reviewing this information, please email Homeowner Services at homeownership@loudounhabitat.org or by following this link.
Qualifications
| Family Size | Minimum Income | Maximum Income *May be lower depending upon funding source |
| 1 | $32,500 | $65,014 |
| 2 | $37,150 | $74,316 |
| 3 | $41,800 | $83,618 |
| 4 | $46,400 | $92,820 |
| 5 | $50,150 | $100,322 |
| 6 | $53,850 | $107,723 |
| 7 | $57,550 | $115,125 |
| 8 | $61,250 | $122,526 |
Minimum & Maximum gross income limits are based on 30%-60% of Area Median Family Income (AMI) as set by HUD for the Washington DC Metropolitan Area FY2024. *Maximum income amount is dependent upon federal funding sources for individual homes and may be lower than 60% AMI.
Other financial criteria that is considered when qualifying for Loudoun Habitat’s program:
Steady income for the past 12 months.
Self-employed applicants must provide a minimum of 2 years of tax returns (including all schedules).
Reasonably good credit record with debts being addressed by timely payments or other special arrangements. Perfect credit is not required, we are looking for responsible applicants. Have not had a foreclosure or bankruptcy within four years.
Process
Click below to see more information about each phase in the process to homeownership. The process from applicant to homeowner typically takes 12 to 24 months.
Disclaimer: By providing my phone number to Loudoun Habitat for Humanity, I agree and acknowledge that Loudoun Habitat for Humanity may send text messages to my wireless phone number for any purpose. Message and data rates apply. You may be contacted about your application and you will be able to opt-out by replying “STOP”. If you prefer to be contacted by another means of communication, you may note that on your application. For more information on how your data will be handled, please see our privacy policy below:
Privacy Policy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.