Whether you are looking to create a personal budget spreadsheet or just get a better grasp o money management, start with some steps to get you in the right direction. Even if you don’t use a budget spreadsheet, you probably need some way of determining where your money is going each month. Creating a budget with a template can help you feel more in control of your finances and let you save money for your goals. The trick is to figure out a budget approach to track your finances that works for you. To register, please click here.